Texas and hemp have never had an easy relationship, and as of July 31, 2026, it's more strained than ever. A Texas Supreme Court ruling cleared the way for the state to ban delta-8, delta-10, and most other hemp-derived THC products, leaving banks, credit unions, and high-risk businesses with a lot to sort out. Here's what actually changed, who's affected, and what to do about it, in plain language, no jargon required.

A permanent FinCEN rule ending BOI reporting for U.S. companies is being sold as compliance relief, but for banks and credit unions it shifts the burden of tracking foreign-owned domestic businesses onto their own due diligence systems, many of which aren't built for that scrutiny yet.

A record wave of regional banks bought out community banks in 2025, and this piece breaks down how many deals happened, what those banks sold for, who lost their jobs in the process, and the concrete steps a small bank can still take to stay independent.